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If you currently hold a 9-to-5 job, look into your company's financial programs. Do they allow you to invest in company stocks? If so, sign up for it. At least with a company stock program, you have some influence on the organization's success as an employee. If your company has an RRSP matching program, you can also sign up for that if your goal is to save up for retirement or a down payment on your first home.

20. Sell Your photographyWhether you’re a professional photographer or just love snapping great pictures, you can make money online by selling your images. Sites like Shutterstock and Alamy are great places to showcase your work. These websites pay royalties to photographers when someone downloads a copy of their image.

If you’re looking to monetize your photography quickly, you can create a listing on Foap, a smartphone app that lets you upload your works and earn cash. When an agency, brand, or anyone else buys a photo or video from your digital Foap portfolio, the app creator shares the profit with you 50/50.

21. Sell clothes online

You likely have clothes you haven’t worn in the past year and don’t have any intention of ever wearing again. Rather than letting them take up space in your closet, why not make money off of them?

Whether you sell your clothes, handbags, or shoes, there are quite a few websites that allow you to sell your used fashion items. Poshmark, Refashioner, The RealReal, ThredUp, and Tradesy are a few online sites where you can sell apparel for cash.

You could make money online by selling on several different platforms. If you’re looking to drive sales offline, you can use Facebook buy and sell groups in your community to find people online and sell the items in person. I’ve personally sold through these groups before and know they work.

22. Become an extreme couponer

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